Top 20 Reasons to Get Life Insurance Before 30

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20. It is creditor proof in most states.

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In addition to the bankruptcy exemptions, many states provide protection for the cash value and death benefit of life insurance in a non- bankruptcy context. Some of these states are: Alabama, Arizona, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia,  Idaho, Hawaii, Illinois, Indiana, Kansas, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Texas, Virginia, Washington, West Virginia, Washington D.C, Wyoming, Wisconsin, etc.

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